Lending
Commercial Loans
At First Keystone, the decision makers are local, accessible and have excellent knowledge of the market area. Decisions can be made quickly and tailored to your requests. They can be used for a variety of business purposes such as:
- Accounts receivable financing
- Inventory financing
- Short term working capital
- Equipment purchases
- Corporate real estate acquisition and refinance
- Business acquisition
Small Business Lending (SBA)
First Keystone Bank is a participating SBA Lender providing loans from $25,000 up to $2 million to the small business market.
Lines of Credit
First Keystone can provide your business with flexible lines of credit that enable you to better manage your cash flow. Once approved, you control the funds on an as needed basis. As you pay off your line, your available credit is replenished.
In addition to our traditional lines of credit, First Keystone offers two products to better serve your business needs.
- Business Express Line of Credit: A three-year revolving line of credit where you can borrow from $10,000 to $25,000 for working capital.
- Master Business Line of Credit: A five-year revolving line of credit that allows you to borrow up to $250,000 for working capital.
Construction & Builder Acquisition
First Keystone Bank can provide you with the cash you need to get your construction project underway. We're one of the leading residential construction lenders in southeast Pennsylvania as a result of our reputation for fast processing, excellent rates and quality service. We offer:
- Builder acquisition, development and construction loans
- Residential loans available to individuals and builders
- Builder speculative loans
- Ground loans available for future primary residences and for builder speculation
- Owner occupied construction loans with a conversion feature to fixed or adjustable rate and end of term
Equipment Leasing
At First Keystone Bank we are committed to helping our businesses achieve success. One more way we assist you in reaching your goals is by our equipment leasing program for all commercial equipment, including trucks, cars, etc. Our loan officers will find the product right for you.
